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At my direction, Abbey USA Inc. is authorized to place my coverages in the domestic market and in the surplus lines market. As required by the State Statute, I have agreed this placement in the surplus lines market and I have been advised about all the differences between the admitted market and the surplus lines market. I further understand the policy forms, conditions, premiums, and deductibles used by surplus lines insurers may be different from those found in policies used by authorized insurers. I have been advised to carefully read the entire policy. There is no liability on the part of, and I have no cause of action against, my agent for placing coverage in the surplus lines market.
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